The problem statement:
Suppose we have a city with 100 doctors and the population of 1 million. Probability that a person will need a doctor on a given day is $1\%$. What is the probability that there won’t be enough doctors on a given day?
By "not enough doctors" I assume it is meant that on a given day, there will be more people ($> 100$) seeking medical advice than there are doctors that can provide it.
We further assume that $100$ doctors are not included in the population.
Seems like the most reasonable option here is to use binomial random variable. Using wolfram alpha gives
$$\sum_{x=101}^{10^6}{10^6 \choose x}0.01^x0.99^{10^6-x} \approx 0$$
Just for the sake of it, I wanted to see what the result would be given that we have a population of $10^4$. To my surprise, the result (wolfram alpha) is
$$\sum_{x=101}^{10^4}{10^4 \choose x}0.01^x0.99^{10^4-x} \approx 0.47$$
Which implies that, the smaller population, the higher probability of medical staff shortage. But shouldn't the opposite be true? The larger the population, the more people might need to seek medical advice, hence the higher likelihood of not having enough doctors. What am I misunderstanding?