Let's solve this first for the case where $X$ and $Y$ are iid standard Normal variables. Because $X$ and $Y$ are identically distributed, the $Z_i$ are [exchangeable](https://stats.stackexchange.com/a/374997/919) and therefore also must be identically distributed. Let their common variance be $\sigma^2$ and suppose for a moment it is finite. Since $Z_1+Z_2=1$ is constant it has zero variance, allowing us to compute $$0 =\operatorname{Var}(Z_1+Z_2) = 2\sigma^2 + 2 \operatorname{Cov}(Z_1,Z_2),$$ thereby deducing $$\operatorname{Cov}(Z_1,Z_2) = -\sigma^2.$$ But, writing $\mu=E[Z_1] =E[Z_2]$ (whose finiteness is assured by the assumed finiteness of $\sigma^2$), algebra shows us $$\eqalign{ \sigma^2 = -\operatorname{Cov}(Z_1,Z_2) &= -E[Z_1 Z_2] + \mu^2 \\ &= -E\left[\frac{XY}{(X+Y)^2}\right] + \mu^2\\ &= -\frac{1}{4} E\left[\frac{(X+Y)^2 - (X-Y)^2}{(X+Y)^2}\right] + \mu^2\\ &= \frac{1}{4}\left(-1 + E\left[\frac{(X-Y)^2}{(X+Y)^2}\right]\right) + \mu^2. }$$ The numerator and denominator in that final fraction are *independent* because $(X-Y, X+Y)$ are jointly Normally distributed with zero covariance. Since a multiple of the denominator $(X+Y)^2$ must therefore have a $\chi^2(1)$ distribution, and the density of that distribution in a neighborhood of $0$ is positive, [the ratio must have *infinite* variance](https://stats.stackexchange.com/a/299765/919). We are compelled to reject the original assumption that $\sigma^2$ is finite; and there is the answer: $\operatorname{Var}(Z_1) = \operatorname{Var}(Z_1) = \infty.$ ---- It is straightforward to generalize these arguments to arbitrary independent Normal variables--the algebra gets a little messier, but the same principle applies: the ratios are random variables with infinite variances.