One of us is confused. I'm thinking of the "damages" as my binary variable. Maybe you could give me an example of what you mean @mdewey

I would then have to create 16,299 rows which would be quite redundant. I have read statistical papers and presentations that mention that the process of using a contingency table as I have laid out can be used within the structure of a logistic regression model and was hoping to do that and understand the formulation of this model. @mdewey